Consumer credit data

In the consumer credit data section you can find all consumers' payment defaults and other credit data entries (e.g. supervisor of interests data). Checking credit data is an essential part when making credit decisions concerning consumers. The most extensive and comprehensive consumer credit data file in Finland provides you with the entire credit data history of consumers, also consumer credit defaults and e.g. own credit stoppages.

Consumer credit data can be used for credit granting, credit controlling and other similar use within limits defined by Section 19 of the Credit data Act. The consumer credit information register contains the consumers who have valid credit data entries or to whom a supervisor of interests has been appointed.