Simppeli

Simppeli assists you in making quick and uniform credit decisions in consumer commerce. The service interprets and analyses consumers' population and credit data and provides a prepared credit decision. In the background of Simppeli there is a tested model widely in use. You can use the Simppeli credit decision in all credit granting, sales on invoice, or renting to consumers. It is simple to use so you can decentralise your decision-making. Simppeli helps you to save time and resources from separate data searches and checks.

Simppeli gives a credit decision which is easy to understand: yes, consider or no. It also indicates the factors having the highest emphasis on a negative decision.

In Simppeli you can choose from two different risk levels. You can thus make additional sales with controlled risk, because with approximately 25% of persons with payment defaults the defaults are old or with a slight significance. Different risk levels also make possible the granting of credits to a group with payment defaults with a lower risk, when in the basic level all payment defaults lead to a negative deicision suggestion.