The party acquiring personal credit information must inform the object of inquiry of the use of information in advance when the inquiry is made for the following reasons:
- Credit granting
- Making a tenancy agreement
- When giving a guarantee or pledge
- Specification of terms and conditions of contract (when it is not allowed to refuse from the contract, necessity goods)
The inquirer of information must tell the object of inquiry, from where the register information is acquired (Suomen Asiakastieto's credit information register). The notice can be made verbally or in writing before the acquisition of information. Further, if the credit application is rejected due to credit information, the subject of inquiry must be informed of this.