When is the employer allowed to inquire personal credit information?

The employer may use credit information of an employee already chosen for a particular duty, when the work requires special reliability and there is a possibility for pursuing illegal financial benefit. The employer also has the respective right if the employee's duties change during the work relationship so that they fulfil the above-mentioned criteria. The employer has the right to obtain personal credit information concerning a job applicant if they are hiring for duties that involve the power or independent discretionary power to make significant financial commitments including the granting and controlling of financially significant credits, in the administration of which the employee is given access to specially protected trade secrets of key significance for the employer or its customer; that require access rights to information systems that will allow the transfer of the employer's or its customer's funds, or modify the related information, or in which the employee is granted system administrator rights to such an information system; that essentially involve the processing, without any immediate supervision, of large amounts of money, or securities or valuable items; that involve the guarding of the employer's or its customer's property; or that, as a rule, involve working in a private home without supervision.